Solutions

Risk Management

The details that protect your business, handled.

Running a business means managing risk you didn't sign up for — employment claims, unemployment charges, and a growing list of reporting requirements. Spirit HR helps you get in front of them.

From EPLI to unemployment claims administration and required reporting, we sweat the complicated, easy-to-miss details so a small oversight doesn't become a costly problem.

Workers' compensation, managed

Workers' comp is one of the biggest risks — and costs — an employer carries. Our program is pay-as-you-go, so premiums are based on your actual payroll each pay period instead of a large upfront deposit and a year-end audit surprise. We manage the claims from first report to resolution — and because your coverage sits on a large-group employer policy, you typically gain cost advantages a small employer can't access on their own. See our full Workers' Comp program →

What's included

  • Pay-as-you-go workers' comp coverage
  • Workers' comp claims management
  • Large-group policy cost advantages
  • Employment Practices Liability (EPLI) support
  • Unemployment claims administration
  • Unemployment hearing support
  • Required federal & state reporting
  • Recordkeeping & documentation
  • Policy & handbook alignment
  • Workplace safety best practices
  • Incident documentation guidance
  • Termination risk guidance
  • Compliance monitoring
  • HR audits & risk assessments

How it works

  1. We assess the gaps — where your business is exposed.
  2. We put protections in place — policies, coverage, and process.
  3. We stay on watch — claims and reporting handled as they arise.

Questions, answered

What is EPLI?

Employment Practices Liability Insurance helps protect employers against certain employment-related claims. We help you understand and access coverage.

Do you handle unemployment claims?

Yes — we administer unemployment claims so they don't fall on your desk.

Will you keep us compliant with reporting?

We help you stay ahead of required reporting and recordkeeping.

What the research shows

Businesses that use a PEO are 50% less likely to go out of business than comparable companies. Getting ahead of employment risk — claims, coverage, and compliance — is a big part of that resilience. (Source: NAPEO industry research)

At a glance
Stay ahead of the risks that catch employers off guard — EPLI, unemployment claims, reporting, and the compliance details that are easy to miss.
Get a Free Cost Analysis(405) 951-5300
Spirit HR expert
Your Spirit HR expert
When one of your people gets hurt, I'm the first call — I manage the claim and the policy so you can focus on getting them healthy and back to work.
Nicole Rockenbach
Risk & Financial Analyst

Let's talk about your HR.

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